Catch-up contributions have always been a powerful way for people in their 50s and early 60s to turbocharge retirement savings, but 2026 reshapes how those extra dollars work. Higher limits, new ...

When people are in their 20s and even 30s, they often focus their finances on paying off debts, starting a family, and buying a home. By the time they start focusing more on growing a nest egg for ...

For 2025, you can defer up to $23,500 into your 401(k), plus an extra $7,500 if you're age 50 and older for "catch-up contributions." That catch-up limit has jumped to $11,250 for workers age 60 to 63 ...

Starting the year you turn 50, you can increase retirement contributions by an amount set by the IRS. Many, or all, of the products featured on this page are from our advertising partners who ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

For 2025, you can defer up to $23,500 into your 401(k), and workers age 50 and older can make an extra $7,500 in catch-up contributions. Starting this year, workers age 60 to 63 can make "super ...

Starting in 2026, Americans aged 50 and older earning over $145,000 must make their 401(k) catch-up contributions to a Roth account. This new rule means high-earning older workers will pay taxes on ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which are over and above the regular limits for employee contributions to ...