Credit card companies may settle for far less than you owe, but how much (or little) depends on your approach.

Credit card annual percentage rates, commonly known as APRs, determine how much you'll pay in interest if you carry a balance on your credit card. Your card's APR can vary depending on a few ...

A credit card charge-off can hurt your credit and lead to other consequences, but there are ways to fix the issue.

The average American has thousands of dollars of credit card debt. As a whole, Americans hold a record $1.14 trillion in credit card debt as of the second quarter of this year, according to the ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Key ...

Credit card debt is on the rise after falling steeply during the pandemic. Average balances can vary depending on your age and where you live. Delinquency rates were at a 30-year low in 2021 but are ...

Despite record-high annual percentage rates (APRs) for consumers, credit card debt grew at a slower rate in 2024 than it did in 2023. The total amount of consumer credit card debt in the U.S. grew 8.6 ...

Consumers credit card balances are rising, which may be due in part to higher bills, according to a study by Experian. Turning to your credit cards to cover expenses isn’t necessarily a bad thing ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Americans are not OK financially, according to the Philadelphia Federal Reserve. Despite broader economic data showing that consumers remain resilient and spending is strong, this data paints a ...