The S&P 500, a proxy for the stock market, returned about 16% in 2025, and its three-year, annualized return has been around ...

Generally, bonds and stocks move in different directions: If stocks go down, bonds typically either hold their value or go up ...

Looking for consistent income in retirement beyond Social Security? Need more frequent payouts than the quarterly dividends ...

A retirement fund with part of its asset allocation to bonds replaced with an allocation to the TIAA Traditional annuity may have the potential to create better retirement outcomes and lower ...

The iShares iBonds Dec 2026 Term Corporate ETF (NYSEARCA:IBDR) offers retirees a 4.12% yield with an unusual feature: it’s designed to liquidate in December 2026, returning investors’ principal at ...

On the other hand, if you have a chronic illness and don’t expect to live into your 90s, you could consider a higher rate.

When investment-grade corporate bonds deliver monthly income while rates remain elevated, the question is whether the total ...

One of my most controversial opinions as a financial analyst is that retirees do not necessarily need bonds. It has become the norm for investors to gradually increase their allocations to bonds as ...

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, ...

Understanding the nuances of how each product works is essential to determining whether they’re right for your financial goals — or how they might even work together. But comparing the ins and outs of ...

Not all retirement advice stands the test of time—learn which outdated tips you should ditch to secure a smarter financial ...

An $85,000 annual retirement income is well above median U.S. household income and could cover most middle-class expenses.