A CD account can be a great place to store money you don't need right away, as long as you avoid these mistakes.

There are multiple, smart CD account moves to make now that will better position you for financial success in 2026.

Find the highest APY available by comparing online banks and credit unions and looking for promotional terms. Build a CD ladder to take advantage of today's rates without locking all your money up for ...

Thanks to inflation and a higher federal funds rate, certificate of deposit (CD) interest rates have increased exponentially in recent years. CD interest rates barely broke 1% a few years ago. By ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

J.R. Duren is a content marketing writer for CBS MoneyWatch's Managing Your Money team. If you're planning to open a CD this month or have CDs maturing in the coming weeks, the latest inflation news ...

As savings and deposit rates continue edging down, certificates of deposit stand out by offering something rare in today's economy: certainty. With the Federal Reserve's first policy meeting of 2025 ...

I know a number of people who opened a CD for the first time in 2024. And the reason boils down to today's fantastic CD rates. These days, it's not difficult at all to find a CD paying somewhere in ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Simonapilolla / Getty Images As a personal finance writer who's covered CDs and ...

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Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Here's why early withdrawal penalties, limited access, and slow growth can actually make CDs more costly than you first think ...