A certified check tells a seller that your bank has verified that you have sufficient funds to cover the amount. In contrast, a cashier’s check is when a financial institution covers the funds for the ...

When you buy a big-ticket item like a car or make a large payment, such as a down payment on a house, you may be asked to pay with a certified check or a cashier’s check. These checks are less likely ...

If you want to make a large purchase, such as buying a car or putting a down payment on a new home, you might be wondering about the best payment method to use. Carrying large sums of cash can be ...

Which type of check should you give to a recipient? Many people decide between cashier’s checks and certified checks for larger purchases. These checks allow you to transfer funds to a recipient, but ...

A certified check is a safe payment option available at banks and credit unions. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. A certified check is often used ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

You’re closing an important transaction, and the seller asks you to pay by certified check. Fine, you say — but what is a certified check, and why and when should you use one? A certified check is a ...