Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Collision insurance covers repair or replacement costs for your car after an accident, regardless of fault. It's typically required if you lease or finance your vehicle. Understanding your deductible ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Eric's career includes extensive work in both public and corporate accounting with ...

Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

Some types of auto insurance are mandatory in most states. This includes liability insurance. But other auto insurance protections are optional -- including collision insurance. Although no law ...

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month For full-coverage ...

Auto insurance costs are on the rise and customers are feeling the squeeze. The average driver in the U.S. pays $1,084 for ...