Credit scores are weird. You can do the "right thing" and still watch your score drop. For example, a friend of mine paid off ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Also keep in mind that there are many different credit scoring formulas in use today, so you don’t have just one credit score: you have dozens. FICO and VantageScore are the two main providers, but ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Credit card debt is expensive and potentially bad for your credit score. The most cost-effective method for paying it off is typically the debt avalanche strategy.