Credit cards can be beneficial for building credit and earning rewards and perks if you know how to maximize them. Timing purchases wisely, asking your card company what it can do for you and keeping ...

Carrying $4,000 in credit card debt at 20% APR can cost $800-plus per year in interest. Most balance transfer cards give you 12 to 21 months of 0% interest. It's important to pay off the full balance ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Ippei Naoi / Getty Images Credit card balances ...

Credit card experts are full of tips and tricks to help you get the most out of your credit cards. Card issuers have their own tips and tricks – but they work a little bit differently than what the ...

AS THE YEAR draws to a close to bite so the nightmare caused by the sub-prime crisis gets ever more scary. The post-summer rally following the Federal Reserve’s rate cuts is now a distant memory as ...

Credit cards sometimes get a bad rap for their high interest rates and fees, or for being the mechanism that gets some people into debt trouble. But when used strategically, credit cards can help you ...