The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Here are some of the most common credit-score myths people still believe. This is one of the most common myths. People ...

Learn what a delinquent credit card is, its impact on credit scores, and management steps. Get insights on prevention and ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

A woman walking into a house for sale - The Good Brigade/Getty Images When reading tips for first-time home buyers, it's fun to dream about things like modern kitchen designs and hardwood floors. (You ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

A credit score isn’t fixed, so with the right habits and a little consistency, your score can improve faster than you think.

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

Credit scores are an integral part of the financial world. For individuals, these scores determine the ease with which one can access credit, the amount of credit one can receive, the interest rates ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix ...