Learn about the Merton Model for evaluating corporate credit risk, developed by Robert Merton in 1974, and used by analysts and lenders for credit default predictions.

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Also, company’s pilot program gives nonprofit lenders access to modern credit scoring while helping them maintain sound lending practices VantageScore has launched its newest tri-bureau credit model, ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. Processing Content The ...

Artem Lalaiants is the Founder and CEO of RiskSeal with 10+ years in fintech and deep expertise in alternative credit risk scoring. In digital lending, the first risk decision isn’t about ...

Some private lenders are using real-time and alternative data to help inform a potential borrower's risk profile.​ ...

The government can simply authorise a localised software pilot across 100 digitised PACS to validate the risk-reduction model over a single crop cycle ...