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What’s the Difference Between FICO and VantageScore?
There are lots of credit scores out there, but if you're keeping an eye on your credit, here's the one to watch.
The national average FICO score fell, reflecting difficulties Americans face in staying financially afloat. See which group has dropped most.
As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.
The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 points since April 2009, in the midst of the Great Recession, when it ...
The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...
A new report from FICO reveals that the national average U.S. FICO score is 715, down two points since April 2024. While 715 is considered to be in the “good” score range, the fact that the average is ...
The national credit score average dropped by two points, the fastest decrease since 2009, a new FICO report revealed. Americans are struggling to navigate the restart of student loan payments and high ...
In October 2025, Fair Isaac (FICO) launched the FICO® Mortgage Direct License Program, enabling mortgage industry participants to access FICO scores directly from tri-merge resellers instead of ...
Guild Mortgage Adopts FICO Score 10 T to Grow Underserved and First-Time Homebuyers FICO’s most predictive credit score to help Guild to grow borrower base while maintaining portfolio performance FICO ...
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