Using credit cards can help you learn valuable life skills such as responsibility, accountability and independence. As in life, establishing trust through a credit score takes time, so get started as ...

I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survey, over half of Americans have not received a strong ...

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Q. Our 21-year-old son is in college, and we’ve always warned him to stay away from credit cards. Despite our warnings, we recently learned he got a store-branded credit card. The good news is he has ...

My entry (though my wife might call it my descent) into the world of points and miles began about 10 years ago, as we were checking out from a hotel on a family vacation. I spotted a brochure for its ...

MOLINE -- When Black Hawk College student Jason Rogers turned 18 a couple years ago, he received five pre-approved credit-card applications. They carried maximum limits ranging from $500 to $10,000.

Many of us will be traveling for the holidays and relying on our credit cards a lot. Travel experts say our credit cards are especially vulnerable when we are on the road, but there are some things we ...

Nobody hands you a manual the day you turn 18 that says, “Welcome to adulthood! Here’s how to not panic every time a bill shows up.” Sign up for our Daily eBlast to get coverage on Black communities ...