Purchasing a home marks a significant milestone in one’s financial journey, particularly for first-time buyers. The process, while exciting, can be fraught with complexities and potential pitfalls.

Before refinancing your mortgage, look at interest rates, your financial situation, market conditions and your refinance options. Lower mortgage interest rates or better terms may incentivize you to ...

It’s no secret that self-employed workers often face more challenges when applying for a mortgage compared to traditional W-2 employees. However, the number of gig workers dreaming of homeownership is ...

Refinancing could be a smart financial move if you want to save money on your mortgage. It might help you lower your monthly payment, adjust your loan terms, lock in a better interest rate or tap into ...

The Debt-to-Income Ratio (DTI) is the total monthly debt payments divided by gross monthly income. Lenders’ primary measure is assessing a borrower’s ability to manage the monthly mortgage payment. To ...

Financial Foundations & You is sponsored by Ohio Valley Community Federal Credit Union, guiding you and your family to financial success. Mortgages are a big commitment. So, before you sign, check ...