Explore current mortgage rates and what they mean for homebuyers.

The average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.13% APR, according to rates provided to NerdWallet by Zillow. This is one basis point lower than yesterday and 30 basis ...

In other words, home loans haven’t become significantly cheaper, despite the Fed’s rate-cutting cycle. This leaves some ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ...

The Fed’s rate cut has many homeowners wondering about refinancing. But the connection between Fed policy and mortgage rates ...

Today's lower rates could make an $800,000 mortgage loan more affordable, but your payments will still be sizable.

You may be familiar with the idea of “buying down” your mortgage. This practice involves buying mortgage points, also known as discount points, or paying upfront fees to lower your […] ...

When closing on a home loan, your lender may require you to have an escrow account with them, though in some cases you can ...

Your lender may sell your mortgage to another financial institution after you close. It's actually not uncommon for a loan to be sold more than once. If your mortgage is sold, your rate, terms and ...

Before making any decisions about your mortgage, you should consider getting independent financial advice. Once you've had advice about your options and worked out your budget, you should write an ...