The Consumer Financial Protection Bureau's assessment of the TRID Integrated Disclosure Rule issued a number of key findings, including the fact that the rule resulted in sizable implementation costs ...

Research by RealtyTrac finds the percentage of homes that were bought and sold within 12 months (i.e. flipped) soared to 5.5% of all homes, reaching a 10 year high. Shame “flipped” has the connotation ...

Question: The 2017 amendments (TRID 2.0) to the TILA-RESPA Integrated Disclosure Rule (TRID) include tolerances for the “Total of Payments” calculation on the Closing Disclosure (CD), which mirror the ...

The CFPB’s nearly 2,000-page document includes specific details on what these Integrated Disclosures must look like, mandating that the HUD-1 Settlement Statement, Good Faith Estimate and ...

Moreover, the TRID Rule requires that creditors use a standardized format for most consumer mortgage transactions, so that consumers are presented information in the same manner across multiple loan ...

The Consumer Financial Protection Bureau released a five-year look-back review of its mortgage disclosure rule that found consumers benefited from being able to compare terms and costs but that ...

While there has been a fair amount of turmoil lately about the leadership of the Consumer Financial Protection Bureau, most observers believe that no matter who is heading up the agency, the new ...

The Consumer Financial Protection Bureau is relaxing certain disclosure requirements for consumers who have a financial emergency due to the coronavirus pandemic and need to obtain funds through the ...

A closing disclosure is a set of documents that contains the finalized details of your mortgage. Mortgage lenders are required to furnish the closing disclosure at least three business days before the ...