Even before the RBI's decision, there was much speculation that there would be no change in the repo rate this time. Upon hearing this news, the general public is wondering what exactly the repo rate ...

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A home loan EMI comprises of two parts – principal and interest. The principal amount of an EMI remains constant, but the interest is variable. Ever wonder why a change in the external benchmark say ...

If you paid attention in 2025, you saw the Reserve Bank of India (RBI) ease borrowing costs through the year. By December, the current repo rate stood ...

For borrowers, the rate cuts so far have created significant savings opportunities. A home loan of Rs 50 lakh at an original interest rate of 8.5 per cent over 20 years carries an EMI of Rs 43,391, ...

As banks reduce their lending rate, following the RBI’s rate cuts, the principal component of EMI increases month-on-month, thereby affecting the overall loan tenure.

The Reserve Bank of India, in its first policy meeting after the US Federal Reserve cut rates, kept the repo rate unchanged at 6.5%. RBI Governor Shaktikanta Das announced the unchanged repo rates ...

According to experts, developers, investors and homebuyers benefit from steady borrowing costs, improved planning visibility ...

The Reserve Bank of India (RBI) has pressed pause on interest rates. At its February 2026 meeting, the Monetary Policy Committee (MPC), led by Governor Sanjay Malhotra, decided to keep the repo rate ...

The RBI's Monetary Policy Committee (MPC) - the rate setting panel - is widely expected to keep repo rates unchanged at 5.25%, with focus likely to remain on liquidity management and transmission.

Headline inflation during November and December remained below the tolerance band of the inflation target. The revised ...

US banks and primary dealers have ramped up usage of the Standing Repo Facility in the last week of November, ending the month with a USD 24 billion usage of the lending facility. Repo rates spiked ...