When planning for retirement, one of the biggest decisions you'll face is how to generate consistent, tax-efficient income.

A new study from Goldman Sachs uses that reality as its baseline and offers up several research-backed methods for Americans ...

A: An annuity is a contract with an insurance company. In the most basic annuity type, income annuities, you give the ...

If you want the flexibility to access your money in the event of an emergency or a significant change in your financial circumstances, you’ll probably want to avoid immediate annuities. Withdrawing ...

So what is an annuity? Annuities are insurance company products that pay out at a fixed rate or amount of money in a series of payments instead of a lump sum payment. Their main function is to remove ...

Unlike a guaranteed life annuity, the onus is on the retiree to manage risk, drawdown rates, fees, and tax implications to ...

For many retirees, the biggest financial fear isn’t a market crash — it’s running out of money. One way to lock in predictable income for life — and avoid the nightmare of running out of money in ...

Are you thinking about buying an annuity, but you’re worried you’ll make a mistake and lose money? Then you’re not alone. Annuities are complex, costly, and after a short window, are permanent. Plus, ...

Join Moneyweb & 10X Investments’ Andre Tuck for a free Living Annuity Masterclass on boosting retirement income, reducing ...

This simple framework is reshaping how retirees plan their income, but is it right for you? Here's what to know.

Annuities are built for the long haul, which means taking money out of the account isn't always straightforward.

The OPM director uses his weekly updates to detail efforts to replace paper applications, guide employees through the Online ...