Northwestern Mutual, National Life Group, MassMutual and New York Life are the best whole life insurance companies in our analysis. The top-rated companies have a long history of paying dividends and ...

Daniel Mattia is a researcher and writer for MarketWatch Guides with nearly 10 years of experience writing about auto insurance, warranties, lending and personal finance. A former licensed insurance ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

A $1 million policy might be more affordable than you think.

Whole life insurance, sometimes called permanent life insurance, is one of two types of life insurance available — the other being term life insurance. Unlike term life policies, which last for a ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Guardian, MassMutual and Northwestern Mutual are among our top picks for whole life insurance policies in 2025. Many, or all, of the products featured on this page are from our advertising partners ...

Company overview: Northwestern Mutual’s whole life insurance policy comes with various payment options. You can choose to pay premiums for 10, 15, 20 or 25 years, or until you reach age 65 or 100.