Upping your deductible generally lowers your premiums. According to the Insurance Information Institute, increasing your ...

Maine homeowners enjoy some of the nation's most affordable insurance, staying well below rising premiums in other coastal ...

Most insurers use the same resource to measure flood risk, which could be reducing the extent to which they compete on price.

Louisiana homeowners face some of the nation's highest insurance premiums due to hurricanes, flooding, and severe weather ...

Looking at Amica's average rates in September 2025, that could save you $1,603 a year on home and auto insurance alone.

Almost half of American homeowners have seen their insurance increase over the past year, the most in more than a decade. Experts say homeowners should know what their insurance premium costs and what ...

Upgrade locks: Make sure your home is well-secured with key-operated multi-point locks, deadbolts and key-locked windows. As ...

The Insurance Council has called out the growing problem of flood-prone residents un- or underinsured, after steep premium ...

Millions of Americans are being hit by tighter policy terms from groups including Progressive, State Farm and Travelers ...

For claims leaders, this timing gap is critical. Policyholders will expect reimbursement for the true cost of replacement — and that cost now includes tariffs. The longer a contents claim remains open ...

But, pursuing that line of thinking, if you expect to (and indeed likely will) claim on most insurances infrequently, then a ...

Climate-fueled storms and wildfires are increasing costs and pushing insurers to the limit. Is the market broken?