A 15-year loan vs. a 30-year loan: Most people opt for a 30-year mortgage loan since it means smaller monthly payments over a ...

There's finally some movement in the mortgage interest rate climate that benefits buyers. After rising to their highest level in decades in 2023, mortgage rates temporarily plunged to a two-year low ...

Self-employed borrowers need additional documentation, such as bank statements or tax returns, to prove income stability.

Fast forward to September 2025, when the Fed cut rates again, this time by 25 basis points, lowering its benchmark range to 4 ...