Lenders look at several factors to determine if you qualify for a mortgage. The loan-to-value ratio is a key metric that can impact your ability to get a home equity line of credit (HELOC) or home ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Your loan-to-value (LTV) ratio is the principal of your mortgage loan divided by the value of the property you're buying, usually expressed as a percentage. A lower LTV ratio can help you get a lower ...

When it comes to mortgage loans, the loan-to-value (LTV) ratio is one of the most important numbers. This ratio gives both the borrower and lender a picture of how much of the property’s value is ...

The Reserve Bank's continuing to change its approach to preventing risky lending, further easing loan-to-value-ratio ...

Introduction  As far as an individual’s financial portfolio is concerned, property is generally considered to be one of the ...

It's a good time to be a homeowner, given that most homeowners have built up substantial home equity. After all, the average homeowner is sitting on $299,000 in home equity currently, of which ...

The chances of first-home buyers getting a mortgage may improve with a proposal to allow banks to lend more to low-deposit ...

Gold prices are soaring, impacting gold loans. Understand loan-to-value ratio changes and implications for borrowers in India ...

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...

The government announced on the 15th a real estate policy expanding regulated areas and restricting loans. In newly ...