The 401 (k) and its personal savings counterpart, the Individual Retirement Account, emerged in the 1970s as tools for Americans to build retirement savings. The plans have gradually replaced ...

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

Learn why homebuyers who need to come up with upfront costs like down payments should consider carefully before using ...

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Matt is currently Head of the Coverage Team at The Motley Fool. He has been a full-time Motley Fool employee since 2012 and is a former advisor and analyst for multiple Motley Fool services.

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...