Jan 1, 2026 · According to our study, California’s annual homeowners insurance premium ranges from $1,850.07 (Progressive) to $3,975.10 (Chubb). This is based on $800,000 in dwelling …

Nov 19, 2025 · Rates for home insurance in California differ depending on the insurance company you choose. California Automobile provides the most affordable homeowners policies in …

Find the best homeowners insurance in California, plus the average cost of home insurance and the cheapest rates.

Jan 6, 2026 · California homeowners pay an average of $129 per month or $1,543 per year, for home insurance, making it the 39th most affordable state. Determine your coverage needs, …

Dec 28, 2025 · Mercury has some of the lowest rates of any California provider we reviewed, plus there are more than a dozen discounts, including for owning a new home, installing fire …

Dec 5, 2025 · The average cost of home insurance in California is $1,405 per year or $117 a month, making California the second-cheapest state in the country for home insurance.

Aug 4, 2025 · Despite California’s insurance crisis, there are still more than 100 different state-regulated companies offering home insurance. This guide can help you research every single …

Dec 2, 2025 · Why these top picks? ValuePenguin compiled thousands of quotes from the largest insurers in California to determine the best insurance for most homeowners. Our experts …

Jan 6, 2026 · Companies like Travelers, Hippo, Stillwater, and Bamboo offer some of the cheapest home insurance premiums for California homeowners, with rates well below the …