Thinking of using your personal AMEX to rack up points on business spend? Let’s talk about what actually happens. You put your business expenses on your personal card, then raise an expense claim so your limited company reimburses you. Simple, right? You get your points, the company gets the deduction, everyone wins. Except not quite. Here’s where it goes wrong. Let’s say you spend £4,000 on your AMEX for business stuff, and you transfer £4,000 back to yourself from the company to pay it off. La
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