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The Department of Education will begin garnishing wages from borrowers who have defaulted on federal student loans, starting January 2026. The Trump administration announced in May that it would resume collections on defaulted federal student loans — including wage garnishment and the seizure of Social Security benefits — ending a pause that has been in place since 2020. Under federal law, the government can order employers to withhold up to 15% of a worker’s after-tax wages to apply toward unpa
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Black history, housing discrimination, FHA loans, the GI Bill, and American history reveal how government housing policies shaped wealth in the United States. This video explores the history of public housing, federally backed mortgages, and why many Black families were excluded from opportunities that helped build the modern middle class. During the 1930s, 1940s, and 1950s, programs such as the FHA, VA loans, and later the GI Bill helped millions of Americans buy homes and build generational we
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